Terms & Conditions

These terms govern access to the public website of Aegis1 Capital, an international investment banking group. Services are offered through affiliated entities authorised in the jurisdictions where we operate. Eligible deposits and investments are insured through programmes arranged with Allianz SE and Lloyd's of London. Coverage, limits and exclusions are set out in the applicable policy and client documents. Eligible deposits and investments are insured through Allianz SE and Lloyd's of London, subject to policy terms..

Account, mandate, banking and portal products are governed by the agreements, disclosures and fee schedules you receive or accept when you become a client or use those products. If there is a conflict, the product agreement controls.

1. Agreement to these terms

By using this website, you agree to these Terms of Use and to our Privacy Policy. We may change these terms from time to time. Changes will be posted on this page with an updated date. Continued use after a change means you accept the revised terms.

2. Who we are

Aegis1 Capital is the trade name used on this website for the investment banking services described here. Our Americas office is 399 Park Avenue, 27th Floor, New York, NY 10022, United States. Relationship offices in New York, Taipei and London. Meetings by appointment across Asia, the Americas and Europe.

Client portal access for enrolled clients is provided through our official portal at app.aegis1capital.com. Bookmark that address. We will not ask you to sign in from an unexpected email or text message.

3. Website content is general information

Material on this website is for general information. It is believed to be reliable, but we do not warrant that it is complete, current or error-free. It is not an offer or solicitation to buy or sell any security, insurance product or other non-deposit investment.

Rates, fees, limits, eligibility, APRs and processing times are confirmed in your product documents or by a banker. They may differ by location, customer profile and time. Not every product is available in every channel or market.

Deposit and investment insurance. Eligible deposits and investments are insured through Allianz SE and Lloyd's of London, subject to policy terms. Coverage, limits and exclusions are confirmed in the applicable policy and client documents.

4. Acceptable use

You agree not to:

• Attempt unauthorized access to our systems, other customers’ accounts, or data you are not entitled to view
• Misuse passwords, one-time codes, or another person’s credentials
• Probe, scan, scrape or overload the site with robots, spiders, scripts or automated tools except ordinary search-engine indexing
• Circumvent security, rate limits or access controls
• Post unlawful, defamatory or infringing content, or misuse information published on the site
• Use the site in a way that violates applicable law, including U.S. economic sanctions administered by OFAC

Unauthorized use of our websites and systems is prohibited. We may monitor, log and, where permitted, disclose activity to protect customers, the bank and to comply with law.

5. Digital banking and credentials

You are responsible for keeping user IDs, passwords, device PINs and authentication codes confidential, and for activity that occurs under your credentials. Use official Aegis1 Capital channels only. If you suspect unauthorized access, call +1 212 555 0188 at once and review the Security Centre.

A sign-in token or API session from our portal does not replace product agreements. Features, cut-off times and limits shown after you sign in control over marketing copy on this public site.

6. Electronic communications

If you provide an email address or enroll in digital banking, we may send servicing messages, security alerts and legally required notices electronically, as permitted by the E-SIGN Act and your product agreements. You can contact us at hello@aegis1capital.com or +1 212 555 0142 if you need a paper copy of a notice we are able to provide.

7. Third-party links

Links to sites we do not operate are provided for convenience. We do not control their content, security or privacy practices and do not endorse them. If you follow a link, you leave our terms and privacy notice. Check the other site’s terms before you share information.

8. Availability of the website

Access may be unavailable, delayed or limited because of maintenance, capacity, network failure, weather, government action, cyber incidents, or other causes beyond our reasonable control. We may change, suspend or discontinue any part of the website without notice.

9. Intellectual property

The design, text, graphics, logos and software of this website are owned by Aegis1 Capital or its licensors. You may view and print pages for personal, non-commercial use. You may not copy, scrape, frame, redistribute or create derivative works from the site without our prior written consent, except as allowed by U.S. copyright law (including fair use).

“Aegis1 Capital,” “AegisOne Capital,” our logo and related marks are trademarks of the firm. Other names may be trademarks of their owners.

10. Disclaimer of warranties

THIS WEBSITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND FREEDOM FROM ERRORS, VIRUSES OR HARMFUL CODE. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED OR THAT CONTENT IS COMPLETE OR CURRENT.

Nothing in this section reduces our responsibilities to customers under applicable banking law, your deposit agreement, or other product contracts.

11. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, SUMMIT HERITAGE BANK AND ITS DIRECTORS, OFFICERS, EMPLOYEES AND AGENTS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE OR EXEMPLARY DAMAGES, OR LOST PROFITS OR LOST DATA, ARISING FROM USE OF OR INABILITY TO USE THIS WEBSITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

This limitation does not apply to liability that cannot be excluded under Colorado or federal law, including liability arising from our consumer deposit and lending agreements where those agreements say otherwise.

12. Governing law

These Terms of Use are governed by the laws of the State of Colorado, without regard to conflict-of-law rules, and by applicable federal law. If a provision is found unenforceable, the remaining provisions stay in effect. These website terms are in addition to, and do not replace, other agreements you have with us.

13. Contact

• Support: +1 212 555 0142 · hello@aegis1capital.com
• Security: +1 212 555 0188
• Mail: 399 Park Avenue, 27th Floor, New York, NY 10022, United States